Financial Capability Tutoring
Driver’s Ed for Your Money
Some of the most pivotal money moments happen early — These aren't just financial questions — they're life questions. And getting them right sets the trajectory. That’s why we offer personalized guidance from an Accredited Financial Counselor and teacher -
Behind the wheel training for your finances.
Financial Independence is Doable:
We take swim lessons and schedule SAT tutoring sessions. We understand intuitively that learning a skill takes more than a textbook — it takes someone who can meet us where we are and provide a chance to practice. That’s what financial capability tutoring is about.
It's personalized, one-on-one guidance — a tutor who works with you (or your teen or young adult) on practicing healthy financial habits. Cashtoons tutoring is designed for teens and young adults in their twenties who are navigating early money decisions and preparing for or already making their way through first jobs, college, and real-world financial choices. Whether you are 17 and moving from camper to camp counselor or 25 and wondering how health insurance works, these years are full of firsts: first job, first bank account, first chance to plan for what you want.
Personalized Guidance
It’s about your goals, questions, opportunities, and current situation. You and your tutor will explore where you are and how to get where you want to be.
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Curated Practice
You’ll gain real life financial capability skills and insights, even if you didn’t show up with specific questions.
How Does It Work?
Free Introduction
What is financial tutoring? Is this what I’m looking for?
Find out what you can expect from financial capability tutoring during this free intro meeting. This initial meeting is an opportunity for you to connect with your tutor, ask questions, and get an idea of whether this is the right fit for you. Should you decide to start tutoring sessions, this meeting will help you and your tutor hit the ground running.
If you (the young adult) have interested family members or parents who would like to aid in supporting your journey, there is flexibility to have 2 free meetings, one with your parents and one with you.
Goal Setting
Subsequent sessions will balance the immediate steps you can take in the short term with the learning/habits that will serve you in the long term. Possible educational goals that you could practice:
Identifying your money priorities and playing with money plans (budgeting)
Creating a pathway to independence: how can you cover your essentials?
Deciding on what colleges or universities to apply to and how to pay for higher education.
Accurately estimating ballpark numbers for how much things cost and professions earn
Planning and acting on steps to making money and planning for taxes (general knowledge of what taxes are and how they work)
Getting to know the system of credit, predicting how different decisions would change your credit score, and taking steps to establish credit safely
Recognizing the impact of different types of debt and how to protect yourself
Working out the nuts and bolts of investing and the power of compounding
Intentional Habit-Building
This is where you connect what you know about personal finance with what you do and vice versa. Life and money habits have a way of just happening to us. We pass our favorite takeout spot during lunch time, so now we eat there 3 times a week. We fall into jobs by chance. We follow educational or professional paths because of proximity (our friends or family do that job - we know someone who knows someone).
Sometimes this works in our favor. Maybe a parent is a doctor, and it turns out that we love medicine too. Or it can be a helpful first step; we learn what we want and don’t want by doing the work. This is very valuable. But… this can mean that really important life decisions aren’t really decisions, they’re default settings. We give up the privilege and responsibility of choosing our path without realizing it.
This goal-setting step will look different for each person / family, and will dictate the practice that will follow.
Fostering a Growth Mindset: Everyone gets good at new things by doing them.
Financial Freedom/Success: What does it mean to me?
Money Thoughts and Feelings: How do I feel when I think about money or do things with it (spend / save / earn / invest)? How do these feelings impact what I do with my money?
The Power of “Let’s Find Out”: Searching online for info; Vetting sources; Noticing motivations (Are they selling something?); Making phone calls; Taking notes on what I found; Identifying what I want to know and who can give me this info.
Exploring Career Options: What’s out there? What are the pros/cons to me? What are the day-to-day tasks of this career? What day-to-day tasks do I enjoy? How can I find out what I enjoy?
Not Just One Me: What do I do when I’m happy, tired, hungry, excited, celebrating? How does this connect to my finances?
Not Just One Me - Long-term Edition: How can I keep my options open? How can I plan for pivots, expect the unexpected? How can I protect my ability to grow and change professionally?
First Session
The first session will be longer (90 minutes) because there is a lot to cover. You and your tutor will explore what you would like to get out of tutoring; what you already know; what’s important to you; your current situation; and what you envision for your future. This will form the basis of your goal-setting.
Financial Capability Tutoring Pricing
1-2 Free 30-minute Intro Meeting(s)
The intro meeting is an opportunity for you to ask questions and for the tutor to learn about your situation, so you know whether this is a good fit for you. There may be 2 separate free intro meetings - one with the young adult and one with parents/supportive family members. There is no obligation to sign up for any tutoring sessions.